Welcome to our Agri Division
Are you looking to purchase a new or used tractor, combine harvester or other type of Agri machinery? If so, we have a nationwide team ready to assist you. Finance solutions can be tailored to suit individual requirements. Flexible and competitive repayment plans are available to help farmers and SME Agri Businesses. We're passionate about the Agri sector and want to make your purchasing experience the best it can be. Let's make it happen!
Flexible Finance for Agri Assets
At First Citizen Agri Finance, we understand the challenges of modern day farming. That’s why we have designed our Non Consumer Hire Purchase and Lease Agreements to match your income situation. Therefore, our Finance Agreements can accommodate monthly, quarterly, half yearly or yearly payments depending on your particular circumstances and income situation. Finance is available over any term between 2 and 7 years depending on the type and age of the asset being financed. First Citizen Agri Finance will provide up to 90% LTV (loan to value) of the asset, subject to existing credit criteria. Other terms and conditions may apply.
Our Asset Finance Agreements have a fixed interest rate to help you budget and manage your cashflow. Please note that the interest rate charged will be fixed at the prevailing rate applicable on the day the Agreement is made and the Agreement will clearly show the financial advantage provided by the SBCI.